Savings Accounts
Solid financial health begins with a good savings routine. As your financial partner, we offer a variety of savings plans created to fit your individual circumstances and goals; featuring competitive rates and dividends credited monthly. Set up direct deposit to your FiCare account to automate your savings and watch your funds grow without giving it a second thought. Your savings are safe and secure, federally insured by the National Credit Union Administration (NCUA).
Savings Account Options
| Primary Savings | Kasasa Saver | Secondary Savings | Money Market | Vacation Club | Holiday Club |
Regular Primary Savings
This basic savings account establishes your membership in the credit union and allows you to take advantage of all the other accounts, loans and services FiCare offers. There is no membership fee to join and the minimum balance to maintain your membership is only $5!
How It Works
- No credit checks to join the credit union
- Make unlimited deposits
- Easily withdraw funds using your FiCare Debit card (Checking account required)
- Minimum $500 average daily balance required to earn dividends
Kasasa Saver® Account
Earn dividends on your balance as you grow your savings automatically. This account links to your free Kasasa Cash® or Kasasa Cash Back® checking with automatic transfers from your Kasasa checking account earnings. Earn 1.00% APY* on balances up to $5,000 (if qualifications are met)
Qualifying to Earn Rewards is Easy
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle to qualify for the Kasasa Saver reward dividend rate:
- At least 12 debit card purchases
- At least 1 direct deposit or ACH payment or bill pay transaction
- Be enrolled in and agree to receive e-statements
Open Account
Secondary Savings
Instead of keeping all your money in one account, utilize a secondary savings account to easily separate your funds and track your savings for different purposes; such as an emergency fund, annual expenses or a large purchase.
How It Works
- Get started with a $0 balance
- No monthly fee
- Unlimited deposits
- Minimum $500 average daily balance required to earn dividends
Money Market Savings
The perfect balance of access and earnings. A Money Market earns higher dividends than traditional savings but unlike a Share Certificate, the funds are available whenever you want to use them.
How It Works
- Minimum opening balance of $2,500
- Transactions must be in increments of $500
- Minimum $2,500 daily balance required to earn dividends
Vacation Club Savings
When you’re ready to escape the stress of the daily grind, you’ll have the funds you need to enjoy your hard-earned vacation to the fullest. Save throughout the year, then withdraw when you're ready for vacation (up to two times per calendar year).
How It Works
- Get started with a $0 balance
- Allows unlimited deposits
- Withdraw free two times during the calendar year
- Minimum $500 average daily balance required to earn dividends
- Excessive withdrawal penalty applies for three or more withdrawals during the year
Holiday Club Savings
Alleviate the stress and financial burden of the holiday season by ensuring you have money to spend when the time comes. Your deposits are locked in during the “Holiday Club Year" and automatically transfer to your Primary Savings on November 1, just in time for holiday shopping!
How It Works
- Get started with a $0 balance
- Minimum $500 average daily balance required to earn dividends
- Allows unlimited deposits
- An early withdrawal penalty applies for withdrawals throughout the year
Holiday Club Savings Account
Vacation Club Savings Account
Secondary Savings
Money Market Savings Account
Regular Share Savings
Savings FAQs
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