Insurance Options
Auto Insurance
You May Be Paying Too Much for Car Insurance
You work hard for your money and even harder to keep your budget on track. So why spend too much on car insurance—maybe hundreds of dollars too much?
How much could I save?
Credit union members could save hundreds of dollars on car insurance through the TruStage® Auto Insurance Program. And it can be easy to switch carriers—without losing any money.
What are the advantages?
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
- Credit union member discounts*
- Nationally recognized companies
- Friendly, 24/7 service—even on holidays
- Discounts for multiple vehicles, safety features, good driving and more*
- Mobile app for easy claims
It can be easy to get a free quote today. Don’t wait to see how much you could save.
A Tradition of Strength
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.
TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.
*Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
© TruStage Insurance Agency 2018
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Life Insurance
Expect the best out of life, but be prepared.
You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care. What’s covered? TruStage® Life Insurance pays an income-tax free, cash benefit that your family can use for any reason—like funeral expenses, mortgage payments or unpaid debts.
What are the advantages?
TruStage helps make it easy to compare insurance and explore options you can afford—so you can make a good decision today for your family:
Don’t wait another day to be prepared.
A Tradition of Strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.
TruStage® Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
© 2017 TruStage Insurance Agency
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Accidental Death & Dismemberment Insurance
FiCare FCU wants to help protect your family with $1,000 AD&D INSURANCE COVERAGE PAID FOR YOU BY FICARE
As a FiCare FCU member age 18 or older you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by CMFG Life Insurance Company. AD&D pays a cash benefit in the event of an accidental death or if an accident causes specific permanent injuries. In addition to the $1,000 no-cost coverage paid for you by FiCare FCU, you can purchase Additional Coverage at group rates.
- Guaranteed acceptance - no health questions or medical exams.
- Coverage available at a cost-effective, monthly rate.
- Cash payout is often not subject to income-tax.
- You’re covered whether at home, at work, on vacation or during travel.
- At age 70, the full amount of coverage you have will decrease by 50 percent.
Remember, the $1,000 coverage is at no cost to you as a FiCare member, you simply need to enroll to claim your coverage.
TruStage™ Accidental Death & Dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
Base Policy Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CN, E10-ADD-2012 and E10a-014-2012, E10a-015-2012 and E10a-015-2012
Other coverage amounts are available.
One no-cost coverage offer per credit union member.
