Find help when an emergency arises or your savings does not fully cover unexpected expenses.
Options that help you simplify, save, and reduce your expenses.
Use our tools to establish good financial habits that lead to long-term success.
A short-term loan that provides an alternative to expensive payday loans and tribal lenders.
Although great during emergencies, Payday Alternative Loans are not a long-term budget solution. For further assistance with saving, budgeting, reducing expenses, and eliminating debt, contact us or visit our online Financial Resource Center.
Pay less fees and interest when compared with options offered by payday lenders and tribal lenders.
Many payday lenders require you to repay the amount borrowed in full on your next payday, which can strain your budget. PALs allow you to repay the loan in manageable payments over a few months.
A personal loan used to combine debts, such as medical bills, credit cards, unsecured loans, collections accounts, and more.
Simplify your life by turning multiple payments into one manageable monthly payment.
Consolidate debts with high interest rates to lower your cost of debt, pay off debt faster, and achieve the long-term goal of becoming debt-free!
Life happens, and sometimes you need a little breathing room in your budget. That’s why we’re offering our Skip-A-Payment program – a simple and convenient way to postpone your loan payment for one month. For a small fee, you can take advantage of this benefit up to two times per year on eligible loans.
Imagine having extra money in your pocket when you need it most. Whether you’re covering unexpected expenses, planning a special treat or simply managing your monthly finances, skipping a payment gives you the freedom to focus on what matters.
Don’t add to your financial burden. Instead of taking out a new loan or charging your credit card, use the Skip-A-Payment program to free up funds without adding to your debt.
Worried about missing a payment? With Skip-A-Payment, you can keep your credit history in good standing. This program ensures that your credit report stays intact while giving you the flexibility you need.
Taking advantage of Skip-A-Payment is easy. Click below to see if your loan qualifies and to start your application. Don’t wait – give yourself the gift of financial peace today!
Options that amend the repayment terms of a loan.
Refinancing your FiCare loan can give you a more comfortable payment. A word of caution: Refinance fees will apply and your interest rate may be higher than the original loan, costing you more money over the life of the loan.
Since this option can negatively affect your credit score, it is intended only for those struggling with serious repayment difficulties. Speak to our Collections Representatives to see if this option can benefit you.
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