| Share Savings and Checking Account |
| Effective Date: August 1, 2025 |
| Service | Fee |
| Minimum Membership Balance |
$5.00 |
| Reopen Account (Closed Less Than Six Months) |
$25.00 |
| Account Closing (Opened Less Than Six Months) |
$25.00 |
| Box of Checks |
Starting at $22.00 |
| Rush Order Checks |
Refer to USPS Rates |
| Paper Statement (Ages 18-70) |
$6.00 |
| Courtesy Pay |
$35.00 |
| Returned Items |
$35.00 |
| Overdraft Transfer (per transaction) |
$8.00 |
| VISA Debit Card |
| Service | Fee |
| Lost Debit Card Replacement |
$15.00 |
| Rush Order Card Replacement (mailed) |
$50.00 |
| Temporary Debit Card |
$15.00 |
| ATM |
| Effective Date: August 1, 2025 |
| Service | Fee |
| ATM Fees (Withdraw/Transfer) at Foreign ATM |
$3.00 |
| Non-Member ATM Withdrawal at FiCare ATM |
$4.00 |
| Loans |
| Service | Fee |
| Loan Refinance Fee (FiCare Loan) |
$60.00 |
| Payday Alternative Loan Processing Fee |
$20.00 |
| Skip-A-Payment |
$40.00 |
| Loan Subordination Request |
$75.00 |
| Mortgage Release |
$25.00 |
| Documents and Research |
| Effective Date: August 1, 2025 |
| Service | Fee |
| Check Photocopy |
$10.00 |
| Account Reconciliation/Research |
$25.00/Per Hour |
| Returned Mail (monthly) |
$10.00 |
| Statement Copy (Per Month) |
$10.00 |
| Fund and Wire Transfers |
| Service | Fee |
| Domestic Bank to Bank Wire - Incoming |
$10.00 |
| Domestic Bank to Bank Wire - Outgoing |
$35.00 |
| Services |
| Service | Fee |
| Garnishment, Levy, Legal Process |
$100.00 |
| Official CU Check (Payable to Third Party) |
$6.00 |
| Rolled Coin Exchange |
5% of amount over $100 |
| Notary Service (Non-Members) |
$10.00 |
| Audio Access (Over 10x Per Month) |
$1.00/PIN Verification |
| Stop Payment |
| Service | Fee |
| ACH or Share Draft |
$35.00 |
| CU Official Check Stop Payment |
$35.00 |
| Check Cashing |
| Service | Fee |
| 'On-Us' Check Cashing (Non-Members) |
$10.00 |
| Maintenance and Transaction Fees |
| Effective Date: August 1, 2025 |
| Service | Fee |
| Transactions by Phone |
$8.00 |
| Payment by Debit/Credit Card (Callipay) |
3% of transaction/2% of transaction for recurring |
| Dormant Account (Monthly) |
$15.00 |
| Escheat Processing Fee |
$100.00 |
| Club Account Premature or Excessive Withdrawal* |
$25.00 |
| IRA Transfer Fee |
$35.00 |
| BILLPAY Same-Day Electronic Payment |
$9.95 |
| BILLPAY Overnight Check Payment |
$14.95 |
| BILLPAY Same-Day Account to Account Transfer |
$2.00 |
| Request to Change Account Numbers |
$25.00 |
| Verification of Deposit |
$25.00 |
*Club account fees are charged per day.
